Jo-Ann Henry



Here are Kiplinger’s picks for 2008 best investing and financial services Web sites.


Auto Insurance:  Lets you compare price quotes from several major insurers (the number varies by state).  Also a good resource for money-saving tips on every kind of insurance. 

Bonds:  A one-stop shop, this free site provides historical prices and call information for specific issues, plus a wealth of market data.


Credit Reports:  Forget copycat sites.  This is the official Web site where you can get a free report from each of the three credit bureaus once a year. 


Credit  Buy your score from one credit bureau for $15.95 or from all three for $47.85.  Plus, get advice on how to raise your score, and use the site’s EZ Error Correct system to dispute mistakes.


Health Insurance:  Provides immediate quotes for most major health insurers and compares policies.  For personalized attention, call 800-977-8860 or find a local broker through


Health Insurance:  Offers strategies for finding coverage, especially for people with medical conditions or modest incomes.


Homeowners Insurance:  For a fee of $7.95, you can calculate how much coverage you need.  Plug in data about your home’s age, building materials and other details, and get an immediate estimate of its replacement cost.


Life Insurance:  An easy way to get term-insurance rates from many of the top companies.  Call 800-442-9899 for personalized help, especially if you have a medical condition.


Medicare:  Chock-full of detailed information about Medicare, with excellent tools to help you pick the best Part D plan or Medicare Advantage policy based on your specific medications and health condition.


Social Security calculator:  Type your name, Social Security number, birth date, birthplace and mother’s name into this secure site, and it will show your estimated benefits based on your up-to-date earnings record.


Stocks and Funds:  For copious commentary and statistics on both stocks and funds, this site is hard to top.  The juicy stuff will cost you $159 per year for a premium membership.


Tax Calculator:  If you got a tax refund, give yourself a pay raise by using this easy tax-withholding calculator.